If you are facing relentless bill collectors, have bills that you cannot pay, or have fallen behind on your mortgage, declaring bankruptcy might be your answer. Bankruptcy can stop the collection calls, reduce or eliminate your debts and save your home. Bankruptcy can...
When you owe creditors money you expect that they will contact you in order to collect the debt. Written notices and phone calls are reasonable expectations. But at some point, regular attempts at collection cross the line into harassment. The law defines that line...
Current laws make it difficult for student borrowers to discharge student debt during bankruptcy proceedings, but thanks to reform efforts, this could change under the Biden administration. The requirements in place for a discharge on student loans include proof of...
In bankruptcy, the courts review your assets to determine your ability to pay back your debts. If you have money set aside in retirement accounts, funds are usually safeguarded from your creditors because of the Bankruptcy Abuse Prevention and Consumer Protection Act...
If you are struggling with overwhelming debt, you may feel you have no options left. Like many Americans, you may think of bankruptcy as a last-resort option that will mean losing your home, your car and any chance of rebuilding your credit. However, state and federal...
Bankruptcy is a helpful tool to use if you have issues paying your debt. However, in the case of Chapter 7 bankruptcy, there are a few mistakes you need to avoid before declaring. Chapter 7 is an excellent way to start fresh, though your credit score will take a...
Federal taxes can be stifling for many people. Penalties and interest add up fast, eventually leading to wage garnishment or liens. In some cases, unforeseen events can cause a person to owe far more than he or she expected. Filing for bankruptcy under Chapter 13 can...
It is difficult to launch a new business, and you put your heart and soul into it. However, problems such as heavy debt can arise and threaten the success of your company. Can Chapter 13 for sole proprietors help your business stay afloat? About Chapter 13 for...
When you decide to file for bankruptcy, you resolve to vanquish the debts that have taken over your life. Soon after filing, you will attend the 341 meetings, an important stop on your journey to a debt-free future. What it is The 341 meeting gets its name from Title...
Declaring bankruptcy is a complicated legal process that affects your credit and finances for a long time. There are different types of bankruptcy filings. It is crucial to determine the right option for your circumstances before you move forward. What is a Chapter 7...
Board certified in Consumer Bankruptcy Law and Civil Trial Law by the Texas Board of Legal Specialization.
Board certified in Personal Injury Trial Law and Civil Trial Law by the Texas Board of Legal Specialization.