Filing for Chapter 13 bankruptcy in Texas requires you to create a repayment plan that allows you to pay off your debts over time. The court must approve this plan, and it helps you avoid liquidation while catching up on overdue bills. Here’s what you need to know...
Life insurance can serve as a key financial asset in estate planning. Whether or not its proceeds pass through probate depends primarily on the policy's structure and designation of beneficiaries. Life insurance with a named beneficiary When a policy names a living...
Student loan debt affects millions of people in the United States. Many struggle to make payments while keeping up with other financial obligations. Bankruptcy provides relief from overwhelming debt, but discharging student loans under Chapter 7 presents challenges....
When someone passes away, their financial obligations remain active until resolved. Probate, the legal process for settling an estate, handles debts owed to the deceased by addressing creditors’ claims and ensuring fair asset distribution to beneficiaries. Executors,...
When someone co-signs a loan, they agree to share responsibility for the debt. If the primary borrower cannot pay, the co-signer becomes responsible. In Texas, this obligation remains even if the borrower files for bankruptcy. Bankruptcy does not automatically erase...
Probate can be a lengthy and costly process, and many people wonder if they can avoid it in Texas. The good news is that it is possible to avoid probate in certain situations. By planning ahead, you can make sure that your loved ones receive your assets without going...
Wage garnishments cause financial stress, making it hard to pay for daily living expenses. People struggling with overwhelming debt often wonder if filing for bankruptcy can stop wage garnishments. Understanding how bankruptcy works provides much-needed relief. How...
Losing a loved one is difficult, and handling their finances can add stress. If your parent or another family member passes away with unpaid debts, you may worry about how to manage these obligations. Getting a better understanding of the probate process in Texas can...
You might feel like your back is against the wall if you are facing foreclosure on your home. In Texas, filing for bankruptcy may provide options that allow you to keep your residence. Bankruptcy is a legal process to help people manage or eliminate debt. For many, it...
When facing financial difficulties, you might come across options like bankruptcy and consumer proposals. Both options aim to help individuals manage their debts. However, understanding their differences is key to making decisions about your financial future. What is...
Board certified in Consumer Bankruptcy Law and Civil Trial Law by the Texas Board of Legal Specialization.
Board certified in Personal Injury Trial Law and Civil Trial Law by the Texas Board of Legal Specialization.