Dealing with debt can feel overwhelming at first. Facing harassment from debt collectors increases this stress and leads to far-reaching consequences. People need to understand the ways debt collector harassment can harm them. This way, they can safeguard their...
Bankruptcy
How bankruptcy can impact your retirement savings accounts
On Behalf of Cure & Francis, P.A. | Mar 5, 2024 | Bankruptcy
Even when you responsibly save for the future, unexpected expenses or emergencies can arise that cause you to accumulate debt. Your long-term and short-term financial needs often come into conflict. If you are considering bankruptcy to relieve your current debt, it is...
Is there a minimum debt limit for filing bankruptcy?
On Behalf of Cure & Francis, P.A. | Dec 7, 2023 | Bankruptcy
A pressing financial crisis can leave a person grappling with limited options for debt relief. In such dire circumstances, bankruptcy emerges as a potential lifeline, offering a chance for a fresh start. In fact, the Administrative Office of the U.S. Courts reports...
3 signs it is time to consider bankruptcy
On Behalf of Cure & Francis, P.A. | Nov 8, 2023 | Bankruptcy
Financial struggles can become overwhelming, prompting individuals to consider bankruptcy as a potential solution. Understanding the signs that indicate bankruptcy might be a suitable choice is important to making informed financial decisions. 1. Overwhelming debt...
Key differences between Chapter 7 and Chapter 13 bankruptcy
On Behalf of Cure & Francis, P.A. | Sep 12, 2023 | Bankruptcy
Bankruptcy is a legal process that provides a way to reduce or eliminate certain debts, offering a chance at a fresh financial start. When considering bankruptcy, it is essential to understand your options. Most organizations and individuals choose either Chapter 7 or...
Exploring the potential benefits of filing for bankruptcy
On Behalf of Cure & Francis, P.A. | Jun 6, 2023 | Bankruptcy
Debt is a universal burden that many people face, and it often carries heavy emotional and psychological implications. Being in financial distress can negatively impact every aspect of a person's life. However, contrary to popular belief, filing for bankruptcy can...
Understanding non-dischargeable debts
On Behalf of Cure & Francis, P.A. | Apr 10, 2023 | Bankruptcy
Bankruptcy can offer much-needed relief to individuals in Texas who face overwhelming debt. However, it is essential to recognize that bankruptcy does not discharge all debts. Some debts still fall under the debtor's responsibility, even after completing the...
Is filing for bankruptcy irresponsible?
On Behalf of Cure & Francis, P.A. | Mar 11, 2023 | Bankruptcy
When the burden of debt becomes too great to bear, bankruptcy may offer relief. However, many people resist this path because of the significant stigma surrounding it. A common misconception is that bankruptcy is a way for financially irresponsible people to get out...
3 things you should never do when filing for bankruptcy
On Behalf of Cure & Francis, P.A. | Feb 6, 2023 | Bankruptcy
Bankruptcy offers a solution for those who get in over their heads with debt. If you can no longer meet your obligations, you might be thinking about filing bankruptcy to resolve those accounts. While it can help you address your debts, there are a few things that you...
What is a 341 meeting?
On Behalf of Cure & Francis, P.A. | Sep 2, 2022 | Bankruptcy
If you are facing relentless bill collectors, have bills that you cannot pay, or have fallen behind on your mortgage, declaring bankruptcy might be your answer. Bankruptcy can stop the collection calls, reduce or eliminate your debts and save your home. Bankruptcy can...
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James O.Cure
Board certified in Consumer Bankruptcy Law and Civil Trial Law by the Texas Board of Legal Specialization.
John R. Francis
Board certified in Personal Injury Trial Law and Civil Trial Law by the Texas Board of Legal Specialization.