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When you owe creditors money you expect that they will contact you in order to collect the debt. Written notices and phone calls are reasonable expectations. But at some point, regular attempts at collection cross the line into harassment. The law defines that line...

Current laws make it difficult for student borrowers to discharge student debt during bankruptcy proceedings, but thanks to reform efforts, this could change under the Biden administration. The requirements in place for a discharge on student loans include proof of...

In bankruptcy, the courts review your assets to determine your ability to pay back your debts. If you have money set aside in retirement accounts, funds are usually safeguarded from your creditors because of the Bankruptcy Abuse Prevention and Consumer Protection Act...

If you are struggling with overwhelming debt, you may feel you have no options left. Like many Americans, you may think of bankruptcy as a last-resort option that will mean losing your home, your car and any chance of rebuilding your credit. However, state and federal...

Declaring bankruptcy is a complicated legal process that affects your credit and finances for a long time. There are different types of bankruptcy filings. It is crucial to determine the right option for your circumstances before you move forward. What is a Chapter 7...

Bankruptcy can feel like a frightening ordeal. It frees you from your debts, but what if you still owe money on your car and home? If you are considering bankruptcy you may have questions about your house and car. State guidelines and the chapter of bankruptcy filed...