When you owe creditors money you expect that they will contact you in order to collect the debt. Written notices and phone calls are reasonable expectations. But at some point, regular attempts at collection cross the line into harassment. The law defines that line...
Current laws make it difficult for student borrowers to discharge student debt during bankruptcy proceedings, but thanks to reform efforts, this could change under the Biden administration. The requirements in place for a discharge on student loans include proof of...
In Texas, most estates go through probate. Even with a will, receiving the deceased's inheritance usually requires processing through the courts. However, Texas does not consider every asset to be a probate asset. According to Texas Estate Codes, certain agreements,...
In bankruptcy, the courts review your assets to determine your ability to pay back your debts. If you have money set aside in retirement accounts, funds are usually safeguarded from your creditors because of the Bankruptcy Abuse Prevention and Consumer Protection Act...
The probate process can take several months to over a year to execute. Because no two states are the same, the length of time it takes to complete probate varies on a case-by-case basis. However, the presence of numerous factors is very likely to cause delays in the...
If you are struggling with overwhelming debt, you may feel you have no options left. Like many Americans, you may think of bankruptcy as a last-resort option that will mean losing your home, your car and any chance of rebuilding your credit. However, state and federal...
You may hear the word probate and associate it with a will but know nothing else about it. Probate is a legal process whereby a will goes through the court to ensure things happen, as you stated. If your estate qualifies for probate, your family may have to wait...
Bankruptcy is a helpful tool to use if you have issues paying your debt. However, in the case of Chapter 7 bankruptcy, there are a few mistakes you need to avoid before declaring. Chapter 7 is an excellent way to start fresh, though your credit score will take a...
Federal taxes can be stifling for many people. Penalties and interest add up fast, eventually leading to wage garnishment or liens. In some cases, unforeseen events can cause a person to owe far more than he or she expected. Filing for bankruptcy under Chapter 13 can...
When someone dies with a will, their assets and possessions get distributed to their heirs and beneficiaries. You cannot contest a will solely because you are unhappy with your inheritance or think it was unfair. You must have a valid reason to contest a will with...
Board certified in Consumer Bankruptcy Law and Civil Trial Law by the Texas Board of Legal Specialization.
Board certified in Personal Injury Trial Law and Civil Trial Law by the Texas Board of Legal Specialization.