Chapter 7 Could Be The Solution You Need

  • Are you unable to keep up with your personal debt?
  • Do you want to stop harassing calls from creditors?
  • Have you considered Chapter 7 bankruptcy?

If personal debt is your problem, it is time to start looking for solutions. Chapter 7 bankruptcy, also known as liquidation, could give you the fresh start you are looking for. At the Temple and Killeen law offices of Cure & Francis, we can answer your questions about bankruptcy and debt relief. Attorney James O. Cure is board-certified as a consumer bankruptcy expert.*

Call the law offices of Cure & Francis today for a free initial consultation with our Chapter 7 bankruptcy attorney.

Take control of your financial future. By filing for Chapter 7 bankruptcy, you can stop creditor harassment, IRS wage garnishment, and foreclosure. If there is a property lien against you or creditors are threatening to repossess your car, we can help you obtain immediate help. Even with the recent law change, an experienced Chapter 7 bankruptcy lawyer can help you qualify for bankruptcy, answer any questions you have, and get the real facts.

Chapter 7 Bankruptcy Process

Qualification for Chapter 7 bankruptcy is determined by a federal means test. If you qualify, you will be relieved of all debts within a few months. With the recent law change, many people believe they can't qualify, but this is not the case. There is often a way to achieve your objectives that you didn't know was possible.

What To Expect From Chapter 7 Bankruptcy

You can expect a complete forgiveness of most of your debts. You can also expect to keep much of your personal property. Texas has generous homestead and personal property exemptions, which allow people to retain their assets even after filing for Chapter 7 bankruptcy. You will also have to attend mandatory credit counseling sessions.

Contact Us For A Free Consultation

If you are tired of trying to keep up with your personal debt, it is time to take action. At Cure & Francis, our Chapter 7 bankruptcy lawyers have been helping people get the debt relief they deserve for over 40 years. With offices in Temple and Killeen, we have the staff to help people today. Don't hesitate to contact attorney James O. Cure for a free initial consultation or fill out our bankruptcy intake form.

*Board Certified in Consumer Bankruptcy Law and Civil Trial Law by the Texas Board of Legal Specialization.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.