Chapter 13 May Help You Regain Control

  • Are you tired of struggling to pay off your personal debt?
  • Do you want to enter a plan you can actually afford?
  • Have you considered Chapter 13 bankruptcy as an option?

If you are sick and tired of trying to make payments you can't afford, Chapter 13 bankruptcy may be the answer for you. At the Temple and Killeen law offices of Cure & Francis, we help people develop payment plans they can afford and get the debt relief they deserve. We also help businesses through the process of Chapter 13 bankruptcy. Attorney James O. Cure is board-certified in Texas as a specialist in bankruptcy law.*

It's not your job to worry about your legal problems. It's ours.
Call the law offices of Cure & Francis today for a free initial consultation.

It is time to take action and take back control of your financial future. By filing for Chapter 13 bankruptcy, you can stop creditor harassment and stop foreclosure. Chapter 13 bankruptcy is a great option for people who don't qualify for Chapter 7 bankruptcy. By meeting with an experienced attorney to discuss unsecured debt consolidation, you can find out what options you have available.

Chapter 13 Bankruptcy Process

When you file for Chapter 13 bankruptcy, you will work with your creditors to enter a three- to five-year payment plan. You will be asked to pay a certain amount based on your disposable income at the end of each month. After the predetermined time frame for the plan is complete, your remaining unsecured debt will be completely discharged. Chapter 13 bankruptcy provides a great way to retain your assets and pay back your creditors at your own pace.

Certain debts, such as most student loans, child support and many taxes cannot be discharged. However, by filing for Chapter 13 bankruptcy, you can work with your creditors to establish a payment plan you can afford. You can also establish payment plans on your mortgage and car payments. We can also help you lower your interest rates on your debts. If you have a debt problem, we can help you find a solution.

Contact Us For A Free Consultation

If you are having trouble paying your debts, it is time to get the facts about Chapter 13 bankruptcy. At the Temple and Killeen law offices of Cure & Francis, we are dedicated to helping our clients with consumer debt relief. Take control of your financial future. Contact lawyer James O. Cure today for a free initial consultation or fill out our bankruptcy intake form.

*Board Certified in Consumer Bankruptcy Law and Civil Trial Law by the Texas Board of Legal Specialization.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.